Uber & Lyft Accident Attorneys in Pasadena, TX
Texas Law requires ride-sharing companies such as Uber and Lyft to hold insurance policies for their drivers. Since the insurance companies that provide these policies have a lot at stake in the event of an accident, they have extremely skilled insurance adjusters on their team to handle accident claims. These adjusters will resort to an array of tricks and tactics to make you downright ineligible for a claim or at least minimize your claim.
In an Uber or Lyft accident, you should not trust the representatives of their insurance company, even if they may seem genuinely interested in your welfare and your wellbeing. Neither should you hire any random lawyer to represent you. We can help you by providing the most experienced Uber and Lyft accident attorneys in Pasadena, TX, who know the ins and outs of Uber and Lyft accident claims. Our attorneys work around the clock, and if you cannot make it to our offices, we will send you a qualified litigator to the scene of the accident, your home, or the hospital.
What Makes Uber & Lyft Accidents Different?
With the fast growth of Uber and Lyft services in Pasadena, there is generally a lot of confusion with regards to the laws that apply to these new ridesharing services. For instance, Uber claims that not all its drivers are their employees and treats them as independent contractors. By making such a legal distinction, they can easily neglect your claim – and they can do so even more easily so if you have no legal representation. Worse yet, many Pasadena residents do not know what constitutes a ride-sharing accident, let alone know how to litigate one in the event of a ridesharing accident.
What To Do After an Uber or Lyft Accident
With stiff competition in the Texas car insurance industry, many insurance companies make profits by under-compensating or denying claims. However, you can protect your rights, including those to fair compensation, by following the steps recommended below:
- In the event of a ride-sharing accident, report the accident to the Pasadena Police and contact emergency medical services if needed. Health comes first so have your injuries looked at immediately.
- Contact us. Do this before speaking with insurance company representatives or accepting offers from them. Our lawyers will provide you with a free, no-obligation and no-strings-attached consultation to ensure that you are not coerced into manipulative deals.
- Gather all available evidence, including the details of the Uber or Lyft driver, details on the vehicle(s) involved in the accident, and photos of the accident scene. If you are a ride-sharing driver, collect the details of other passengers or negligent road users as well.
- File a police report. Our lawyers will guide you on how to do this so that your claims case is as strong as possible.
- Avoid giving recorded or written statements to anyone about anything without your lawyer. Some of the things you say can and will be used against you.
Uber & Lyft Insurance Policies
The most critical point in an Uber or Lyft claim is the driver’s status at the time the accident occurred. If the ride-sharing driver was logged into the ride-sharing app at the time of the accident, then the ride-sharing company’s insurance policy is liable for compensating damages. The case changes if the driver was logged out of the ride-sharing app. In this case, the car owner’s insurance company will be responsible for damages or injury compensation.
When an Uber or Lyft driver is logged in to a ridesharing app and is available for ride requests, both the driver and ride-sharing company’s insurance are responsible for offering insurance coverage. Lyft offers a minimum of $50,000 to $100,000 for bodily injuries and death coverage and up to $25,000 for damages or destruction of property.
Uber offers its drivers and clients coverage of up to one million dollars for damages and injuries when another road user is at fault. This includes hit and run accidents as well as coverage for uninsured and underinsured vehicles. When an accident results from the negligence of an Uber driver or a third party, Uber offers coverage of up to the value of the car, but with a $1,000 deductible. Compensation is only valid if the driver was on duty and had maintained personal vehicle insurance including collision coverage at the time of the accident.
Are you a Ridesharing Driver? We Offer the Following Solutions
Uber and Lyft coverage for drivers only apply if their driver was on the way to a customer pickup when the accident occurred. If another road user was at fault, you can also use their insurance policy to reach a settlement. Our Uber and Lyft accident team will help you get compensation for:
- Property damage – This will help repair your car quickly so that you can resume driving
- Lost wages – As a ride-sharing driver, this will cater to all the income you have lost as your car gets repaired or you recover from your injuries
- Medical costs
- Pain and suffering
- Loss of consortium
Get Started With a Free Consultation!
Whether you were an Uber or Lyft customer, a driver, or a third party injured in an Uber or Lyft accident, you deserve the right representation and fair compensation. Talk to our Pasadena, TX Uber & Lyft accident experts about your case to know your legal options. We work 24/7 so call now at 713-677-2159, or click here to get started with a free consultation and file your claim.
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